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  • Chris Rampley

Things You Must Know to File Bankruptcy!

Updated: Jul 30, 2021

These lists apply to both Chapter 7 and Chapter 13 Bankruptcy.

The more you know about our finances the easier your case will be!

Know What you Make

Gross Monthly Income Including

  • Wages

  • Social security

  • Business Profits

  • Retirement

  • Dividends

  • Child Support

  • Alimony

  • Food Stamps

  • TANF

  • And ANY other Income!

Know What You Own

ALL Property Including:

  • Land

  • Vehicles

  • RV's

  • Boats

  • Checking and Savings Accounts

  • Cash

  • Retirement accounts

  • Stocks

  • Bonds

  • Debts owed to you

  • Lawsuits you might file

  • Claims you have against others

  • Inheritances

  • Life insurance you own

  • Life insurance you are due

  • Clothing

  • Animals (including pets)

  • Everything else!

Know What you Owe

ALL your Debts, including:

  • Secured Debts - Debts with collateral - Cars, houses, jewelry, misc.

  • Unsecured Debts - medical bills, credit cards, personal loans.

  • Priority Debts - Child Support and recent taxes.

  • Executory contracts - Leases and Rent to Owns

  • ALL Debts must be listed!

Know Your History

ALL of your financial history for the past few years, including

  • Previous addresses for 3 years

  • Historical income for 3 years

  • Financial dealings with relatives

  • Lawsuits against you

  • Recent garnishments

  • Recent repossessions and foreclosures

  • Recent large payments to your creditors.

  • Gifts or sales of property, including cash, land, and vehicles.

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