Things You Must Know to File Bankruptcy!
Updated: Jul 30
These lists apply to both Chapter 7 and Chapter 13 Bankruptcy.
The more you know about our finances the easier your case will be!
Know What you Make
Gross Monthly Income Including
And ANY other Income!
Know What You Own
ALL Property Including:
Checking and Savings Accounts
Debts owed to you
Lawsuits you might file
Claims you have against others
Life insurance you own
Life insurance you are due
Animals (including pets)
Know What you Owe
ALL your Debts, including:
Secured Debts - Debts with collateral - Cars, houses, jewelry, misc.
Unsecured Debts - medical bills, credit cards, personal loans.
Priority Debts - Child Support and recent taxes.
Executory contracts - Leases and Rent to Owns
ALL Debts must be listed!
Know Your History
ALL of your financial history for the past few years, including
Previous addresses for 3 years
Historical income for 3 years
Financial dealings with relatives
Lawsuits against you
Recent repossessions and foreclosures
Recent large payments to your creditors.
Gifts or sales of property, including cash, land, and vehicles.
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