top of page
Chris Rampley
Bankruptcy Attorney
$0.00 Down Bankruptcy!
Phone Consultations Available Daily.
Contact Us Today!
Tel: 706-291-7060

Search


My Favorite Financial Books
Three Personal Finance Books That Can Change How You Think About Money If you’ve ever searched for money advice, chances are you’ve heard of The Total Money Makeover , All Your Worth , or Rich Dad Poor Dad . These books are often mentioned together—but they’re actually very different in how they approach money, work, and financial freedom. Each one speaks to a different stage of the financial journey. Whether you’re drowning in debt, trying to balance everyday expenses, or dr
Chris Rampley
Jan 123 min read


They were ashamed about their debt. Bankruptcy gave them a second chance.
Dec. 8, 2024 By Rachel Kramer Bussel, NYT In my 20s, while attending law school at New York University by day and concerts by night, I...
Chris Rampley
Dec 9, 20246 min read


I wish I would have filed for Bankruptcy Sooner!
"When asked if she has any regrets she said "I wish I filed for bankruptcy sooner. I was too worried about what people would say". Four...
Chris Rampley
Sep 9, 20247 min read
What is a debt relief program and how do I know if I should use one?
Debt relief or settlement companies are companies that say they can renegotiate, settle, or in some way change the terms of a person's...
Chris Rampley
May 23, 20244 min read
Beware Some Debt Consolidation Companies!
CFPB and Seven State Attorneys General Sue Debt-Relief Enterprise, Strategic Financial Solutions, for Illegally Swindling More Than $100...
Chris Rampley
Jan 21, 20244 min read
TikTok "Girl Math" is Just Bad Math
TikTok trend called 'Girl Math' is the same math we all use to justify overspending As most trends it started likely as fun; it went...
Chris Rampley
Sep 6, 20232 min read


What Credit Score is "Good Enough"?
Once you hit this credit score, ‘there’s no benefit to scoring higher,’ says expert: ‘It’s just bragging rights’ While having a perfect...
Chris Rampley
Aug 18, 20233 min read


Side-hustlers who get paid via Cash App and Venmo risk being audited if they don't report earnings
IRS warned people who make over $600 from side hustles should declare earnings to avoid audits. Workers who get paid via apps including...
Chris Rampley
Nov 28, 20223 min read


Debt Settlement Companies May Not Be Your Friend!
The CFPB Sued Freedom Debt Relief For Misleading Consumers About Its Debt-Settlement Services in 2017. In 2019 The Consumer Financial...
Chris Rampley
Mar 21, 20223 min read


Debt collectors can now text, email, and DM you on social media!
The next time someone tries to friend you on Facebook or follow you on Instagram, it could be a debt collector. New rules approved by the...
Chris Rampley
Dec 6, 20213 min read


Finally!!! Bye Bye Student Loans?
Bankruptcy Might Soon Eliminate Most Student Loans! August 3, 2021 NACBA Applauds Bipartisan Bill Restoring Student Loan Discharge in ...
Chris Rampley
Aug 3, 20211 min read


Things You Must Know to File Bankruptcy!
These lists apply to both Chapter 7 and Chapter 13 Bankruptcy. The more you know about our finances the easier your case will be! Know...
Chris Rampley
Jul 19, 20211 min read


Help! I Got a Letter From the IRS!
IRS Tax Tip 2021-52, April 19, 2021 The IRS mails letters or notices to taxpayers for a variety of reasons including if: They have a...
Chris Rampley
Apr 28, 20212 min read


Fear of Bankruptcy Holds Too Many People Back
Liz Weston The mystery isn’t why so many people file for bankruptcy each year. It’s why more people don’t. Each year, only a fraction of...
Chris Rampley
Sep 29, 20204 min read


Even the middle class is having trouble paying rent
Being able to pay for housing — along with the rest of one’s everyday expenses — is a challenge for many Americans. And increasingly,...
Chris Rampley
Feb 4, 20202 min read


40% of Americans say they still struggle to pay bills
‘This doesn’t look like the best economy ever’: 40% of Americans say they still struggle to pay bills By Heather Long July 4, 2019 at...
Chris Rampley
Dec 9, 20195 min read


Getting Out of Debt Makes You Happier and Smarter and I Have Proof!
We have known for a while that that debt and worry take up a lot of mental resources, but it is good to see it proven again and again. ...
Chris Rampley
Mar 31, 20193 min read


Mortgage After Bankruptcy: How Soon Can You Buy a Home?
Waiting periods: Bankruptcy and foreclosure don't end your mortgage chances The Great Recession took its toll on many households --...
Chris Rampley
Feb 12, 20184 min read


Businesses That Have Filed For Bankruptcy
Most people who are considering bankruptcy feel embarrassed, but one way to think about it differently is to consider the businesses who...
Chris Rampley
Feb 8, 20183 min read


7 Ways Bankruptcy is Better Than Debt Settlement
There are many reasons why Bankruptcy is usually the best way to handle out of control debts, especially when compared to debt settlement.
Chris Rampley
Sep 17, 20174 min read
bottom of page