TikTok "Girl Math" is Just Bad Math
TikTok trend called 'Girl Math' is the same math we all use to justify overspending As most trends it started likely as fun; it went...
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Chris Rampley
- Aug 18
- 3 min
What Credit Score is "Good Enough"?
Once you hit this credit score, ‘there’s no benefit to scoring higher,’ says expert: ‘It’s just bragging rights’ While having a perfect...
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Chris Rampley
- Nov 28, 2022
- 3 min
Side-hustlers who get paid via Cash App and Venmo risk being audited if they don't report earnings
IRS warned people who make over $600 from side hustles should declare earnings to avoid audits. Workers who get paid via apps including...
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Chris Rampley
- Mar 21, 2022
- 3 min
Debt Settlement Companies May Not Be Your Friend!
The CFPB Sued Freedom Debt Relief For Misleading Consumers About Its Debt-Settlement Services in 2017. In 2019 The Consumer Financial...
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Chris Rampley
- Dec 6, 2021
- 3 min
Debt collectors can now text, email, and DM you on social media!
The next time someone tries to friend you on Facebook or follow you on Instagram, it could be a debt collector. New rules approved by the...
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Chris Rampley
- Aug 3, 2021
- 1 min
Finally!!! Bye Bye Student Loans?
Bankruptcy Might Soon Eliminate Most Student Loans! August 3, 2021 NACBA Applauds Bipartisan Bill Restoring Student Loan Discharge in ...
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Chris Rampley
- Jul 19, 2021
- 1 min
Things You Must Know to File Bankruptcy!
These lists apply to both Chapter 7 and Chapter 13 Bankruptcy. The more you know about our finances the easier your case will be! Know...
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Chris Rampley
- Apr 28, 2021
- 2 min
Help! I Got a Letter From the IRS!
IRS Tax Tip 2021-52, April 19, 2021 The IRS mails letters or notices to taxpayers for a variety of reasons including if: They have a...
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Chris Rampley
- Sep 29, 2020
- 4 min
Fear of Bankruptcy Holds Too Many People Back
Liz Weston The mystery isn’t why so many people file for bankruptcy each year. It’s why more people don’t. Each year, only a fraction of...
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Chris Rampley
- Feb 4, 2020
- 2 min
Even the middle class is having trouble paying rent
Being able to pay for housing — along with the rest of one’s everyday expenses — is a challenge for many Americans. And increasingly,...
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Chris Rampley
- Dec 9, 2019
- 5 min
40% of Americans say they still struggle to pay bills
‘This doesn’t look like the best economy ever’: 40% of Americans say they still struggle to pay bills By Heather Long July 4, 2019 at...
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Chris Rampley
- Mar 31, 2019
- 3 min
Getting Out of Debt Makes You Happier and Smarter and I Have Proof!
We have known for a while that that debt and worry take up a lot of mental resources, but it is good to see it proven again and again. ...
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Chris Rampley
- Feb 12, 2018
- 4 min
Mortgage After Bankruptcy: How Soon Can You Buy a Home?
Waiting periods: Bankruptcy and foreclosure don't end your mortgage chances The Great Recession took its toll on many households --...
79 views0 comments
Chris Rampley
- Feb 9, 2018
- 3 min
Businesses That Have Filed For Bankruptcy
Most people who are considering bankruptcy feel embarrassed, but one way to think about it differently is to consider the businesses who...
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Chris Rampley
- Sep 17, 2017
- 4 min
7 Ways Bankruptcy is Better Than Debt Settlement
There are many reasons why Bankruptcy is usually the best way to handle out of control debts, especially when compared to debt settlement.
105 views0 comments
Chris Rampley
- Jan 10, 2017
- 3 min
Beware! Relatives and Bankruptcy Do Not Mix!
THREE COMMON ISSUES INVOLVING RELATIVES AND BANKRUPTCY SHOULD I PAY MY RELATIVE BACK FOR A LOAN BEFORE I FILE BANKRUPTCY NO!!! Example:...
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Chris Rampley
- Jan 5, 2017
- 5 min
Can I Get Rid of My Back Income Taxes with a Bankruptcy?
Sometimes Yes, Sometimes No! The Bottom Line? ALWAYS file your taxes on time, even if you can not afford to pay! We all know that...
138 views0 comments
Chris Rampley
- Dec 21, 2016
- 2 min
Converting from Chapter 13 To Chapter 7
Many cases begin as chapter 13 cases, but end as chapter 7 cases. Â Changing a Chapter 13 case to a Chapter 7 case is called "conversion
203 views0 comments
Chris Rampley
- Nov 17, 2016
- 2 min
LIFE AND CREDIT AFTER BANKRUPTCY
How soon after Bankruptcy can take out new credit?
Chapter 7 – As soon as you want to, but most creditors will not lend to you until the cas
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Chris Rampley
- Nov 15, 2016
- 3 min
What Does the Bible Say About Bankruptcy?
Many of the basic concepts of our modern day Bankruptcy Code can be traced back to biblical times. Specifically, the concept of a...
232 views0 comments
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